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Perfect Money

Электронная платежная система Perfect Money

совсем молодая, только начинает набирать обороты.

Поскольку система довольно проста и удобна, она динамично развивается и в перспективе может занять достойное место среди популярных платежных систем.

При помощи системы можно:

- производить платежи между пользователями

- оплачивать услуги различных проектов в Интернете

- производить регулярные платежи

- оплачивать товары и услуги в Интернет-магазинах

Преимущества системы:

- нет необходимости устанавливать на компьютер программное обеспечение – все операции выполняются на сайте системы, что является несомненным удобством для пользователей.

- несомненным преимуществом системы Perfect Money перед другими системами является то, что на остаток вашего счета ежемесячно начисляются проценты из расчета 7% годовых Мелочь – а приятно! Такого нет ни в какой другой платежной системе.

- низкая плата за перевод – всего 0,5% от суммы.

Регистрация в системе

от Вас потребуется минимум информации:

- имя, город, страна, почтовый индекс, e-mail. Рекомендуется вводить достоверную информацию о себе потому что могут возникнуть серьёзные проблемы при восстановлении аккаунта, если вы вдруг попросту забыли пароль.

- выбрать тип аккаунта: Personal – для физических лиц или Business – для юридических лиц.

- придумать пароль и сохранить его в надежном месте, не доступном для посторонних. Ни в коем случае не храните на компьютере данные для входа в аккаунт. Лучше их записать и хранить в отдельной папочке.

Видео по регистрации.

После завершения регистрации вам на e-mail придет письмо, в котором указан шестизначный код (ID). Он и будет Вашим логином в системе, его вы будете вводить при входе в аккаунт.

Работа с системой

Система работает с тремя видами валют:

- Доллары U

- Евро E

- Золото G

В будущем планируется ввести еще и Швейцарский франк

После регистрации Вы автоматически получаете три кошелька – по одному для каждой валюты. По желанию Вы можете открывать дополнительные кошельки в любой из имеющихся валют. Обмен валюты внутри системы возможен в любой момент по внутреннему курсу. Комиссия за внутренние переводы также очень низкая – символическая.

В системе существует 3 типа статусов для пользователей: Normal, Premium и Partner.

Normal присваивается всем участникам сразу после регистрации.  Premium может быть присвоен клиенту при подаче им заявки по истечении 1 года или достижении определенного показателя оборачиваемости средств на балансе. Статус Premium имеет преимущества перед статусом Normal - ряд комиссионных вычетов меньше.

Статус Partner присваивается на основе решения администрации Perfect Money в одностороннем порядке.

Perfect Money предлагает 2 типа денежных переводов.

Первый - это обычный единичный платеж.

Второй - платеж по расписанию. Этот платеж удобен тем, что позволяет , выполнять регулярные (ежемесячные, еженедельные и т.п.) платежи за услуги. В этом случае вам необходимо будет на вкладке "Платеж по расписанию" указать, кроме номера получателя платежа и суммы перевода, дату (число) и период выполнения платежа.

Ввод и вывод средств

В системе Perfect Money ввод и вывод денежных средств возможен несколькими способами:

  • Банковским переводом; заявка на денежный перевод рассматривается операторами системы в течение 24 часов, после чего ответ на заявку поступает на внутренний почтовый ящик клиента в системе. Минимальная сумма ввода (вывода) - 1000 USD.
  • С помощью специального кода E-Vaucher, создать который можно мгновенно в разделе «Вывод» или «Выписка».
  • Через обменные пункты, являющиеся партнерами системы; их список приведен ЗДЕСЬ
  • Посредством обмена с других электронных платежных процессоров. В данный момент доступны переводы в системе Pecunix.
  • На мой взгляд наиболее удобным является получивший в последнее время популярность способ ввода/вывода при помощи карт российских банков. Операции по обмену проводятся вручную, но очень быстро. Обменный сервис работает достаточно оперативно.

Безопасность.

  1. Проверка подлинности пользователя - при изменении IP адреса входа в систему, Perfect Money отправляет сообщение на e-mail с PIN кодом, для подтверждения изменения. Если тут же сменить IP адрес на тот, с которого входили в аккаунт последний раз, то PIN код не потребуется, даже если он уже выслан.
  2. SMS авторизация - данная система используется в целях создания логической связи между аккаунтом пользователя и номером его мобильного телефона, на который для идентификации реального владельца счета высылается код подтверждения. SMS-авторизация представляет собой самый совершенный и надежный способ защиты пользователя от несанкционированного входа в аккаунт (взлома), поскольку время, затрачиваемое на всю операцию обмена кодом и ввода его в аккаунт, является критично малым и недостаточным для взлома.
  3. Кодовая карта - применение данного инструмента основано на обеспечении пользователя картой с графическим изображением кода, высылаемой на адрес электронной почты. Для подтверждения транзакции система высылает запрос пользователю о выдаче в случайном порядке определенного кода с данной карточки. Кодовая карта - удобная и надежная дополнительная мера защиты для подтверждения транзакций, зарекомендовавшая себя в большинстве крупных финансовых систем мира.

Итог

Рекомендую зарегистрироваться в системе Perfect Money даже если Вы не планируете пользоваться этой системой в ближайшее время:

  1. это просто и бесплатно
  2. при регистрации Вам присвоят статус аккаунта Normal, а через год статус автоматически меняется на Premium
  3. платежная система очень активно развивается в интернете и, вполне вероятно, что через непродолжительное время системой будут пользоваться очень активно,

а у Вас уже будет счет в ней, да еще и Premium!
Ну а если Вы планируете организовать бизнес в интернете или уже имеете его, то без
Prerfect Money Вам никак не обойтись.

РЕГИСТРАЦИЯ

Если трудно самостоятельно разобраться с регистрацией, смотрите видео
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